El Haney

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Stress is a killer—seriously, it can give you headaches, muscle pain, and even damage your immune system—and being a student can make it feel like stress is your default state. Here’s some free and discounted stress-management resources.

Mos Money Hacks: Dealing with stress 💆‍♀️🌿

Mos Money Hacks: Dealing with stress 

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Credit cards might seem scary, but they can be a useful tool in your financial arsenal as long as you do your research and use them wisely. 

Mos Money Hacks: Student-friendly credit cards 💳✨

Mos Money Hacks: Student-friendly credit cards 

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There are like five million streaming services out there right now, which means it’s tough to watch TV without spending way too much on subscriptions.

Mos Money Hacks: Subscriptions 💸♻️🗓️

Mos Money Hacks: Subscriptions

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Netflix is great and all, but it’s nice to get out sometimes.

You can always find concerts, movies and sporting events to attend! Not to mention local attractions and cultural institutions to visit.

Mos Money Hacks: Entertainment edition 🎬🎶🎭

Mos Money Hacks: Entertainment edition 

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They say that experiences are priceless. You know what definitely does have a price, though? Traveling basically anywhere—especially if you don’t have a car.

Mos Money Hacks: Budget-friendly travel 🏖️

Mos Money Hacks: Budget-friendly travel 

Mos Money Hacks

Mos doesn’t just want to help you save you money on tuition. We want to help you save you money on everything

That’s why we’re starting the Mos Money Hacks series; to share special deals for students like you.

Mos Money Hacks: How to find student discounts ☀️

Mos Money Hacks: How to find student discounts 

How to find student discounts 

Jessica Ancajas

Tips for the FAFSA

The FAFSA can unlock grants, scholarships, and student loans to pay for college. Here are useful tips for the FAFSA to maximize your financial aid. 

8 important tips for the FAFSA to get the most money

Financial Aid for Virginia Commonwealth University

VCU Financial Aid

Read all about financial aid at Virginia Commonwealth University, including scholarships, loans, and grants.

Virginia Commonwealth University financial aid: a complete guide

CSUN Aid Header

Read all about financial aid at California State University, Northridge University, including scholarships, loans, and grants.

California State University, Northridge financial aid: a complete guide

California State University, Northridge financial aid guide

John Fitton

Student considering loans vs scholarships

Student Loans vs. Scholarships

Student loans and scholarships are 2 of the most popular financial aid types. Learn the pros and cons of each and how they fit into your aid package.

How is a student loan different from a scholarship?

Student loans vs. scholarships

HEROES Act 

The government passed several aid bills during the pandemic. Learn more about the HEROES Act and other forms of government student loan assistance.


What is the HEROES Act, and how does it impact student loans?

What Is the HEROES Act, and How Does It Impact Student Loans?

The government passed several aid bills during the pandemic. Learn more about the HEROES Act and other forms of government student loan assistance.

Student Loan Wage Garnishment

Learn what student loan wage garnishment is, why it happens, and how you can stop (and prevent) your wages from being garnished.

Student loan wage garnishment: what it is and how to protect yourself

What is Student Loan Wage Garnishment? (And How to Protect Yourself)

How to Stop (& Prevent) Student Loan Wage Garnishment

Make sure to evaluate the pros and cons of student loans before borrowing.


The Pros and Cons of Student Loans

The responsible use of student loans can help you cover the gap between the cost of tuition and free financial aid.

What are the pros and cons of student loans?

What are the Pros and Cons of Student Loans?

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Student loan rehabilitation

Are you at risk of a student loan default? Read this guide from Mos explaining how student loan rehabilitation can save the day.

Student loan rehabilitation: what it is and how it can work for you

Student Loan Rehabilitation: What it Is and How it Can Work for You

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Goodwill letter

Made a late student loan payment? Check out this guide from Mos to find out how you can send a goodwill letter.

Goodwill letter for student loans: what it is and a template to get started

What is a goodwill letter for student loans (plus a template to get started)?

What is a goodwill letter for student loans?

Thurgood Marshall Scholarship

The Thurgood Marshall Scholarship offers many opportunities to the Black college community.

Complete guide to the Thurgood Marshall Scholarship

Complete Guide to the Thurgood Marshall Scholarship

The Thurgood Marshall Scholarship

How to pay for college without loans 

Here are our absolute favorite big-money and largest scholarships, hand selected from tens of thousands, to help you pay for college without loans.

Top big money scholarships

Top Big Money Scholarships

Want to pay for college without student loans? Check out this Mos guide to find out how.

How to pay for college without loans

Megan Ranegar

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Personal Finance For College Students 

Learn about the importance of student personal finance and explore 10 pillars of personal finance for college students that’ll shape your financial future.

A guide to personal finance for college students

A Guide to Personal Finance for College Students

Student With Pell Grant

Tuition’s rising, so you need every free college dollar you can get. Read about the Pell Grant and eligibility, plus other ways to help pay for college.

Your complete guide to the Federal Pell Grant

Your Complete guide to the Federal Pell Grant

Complete guide to the federal Pell Grant

University of Texas

Read all about financial aid at the University of Texas, including scholarships, loans, and grants.

University of Texas financial aid: a complete guide

University of Texas Financial Aid: A Complete Guide

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How to prepare for college

Considering heading off to college? Read this guide from Mos to learn how you can prepare for school.

How to prepare for college: a step-by-step guide

New York University

Read all about financial aid at New York University, including scholarships, loans, and grants.

New York University financial aid: a complete guide

New York University Financial Aid: A Complete Guide

Stanford Financial Aid

Read all about financial aid at Stanford University, including scholarships, loans, and grants.

Stanford financial aid: a complete guide

Stanford Financial Aid: A Complete Guide

State financial aid programs in the US

Want to know if you have access to grants and scholarships beyond what’s available on a federal level? Check out our complete state aid directory.


 State financial aid directory for all U.S. states and territories

State Aid Directory for All U.S. States and Territories

Want to know if you have access to grants and scholarships beyond what’s available on a federal level? Check out our complete state aid directory.

ASU Financial Aid 

Considering going to Arizona State University? Read this guide on ASU financial aid from Mos.


ASU financial aid: a complete guide

ASU Financial Aid: A Complete Guide

Read all about financial aid at ASU, including scholarships, loans, and grants.

Purdue University

Read all about financial aid at Purdue University, including scholarships, loans, and grants.

Purdue financial aid: a complete guide

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Do you have to pay back a Pell Grant

Wondering whether you'll need to repay your Pell Grant award? Check out this guide from Mos to find out.

Do you have to pay back a Pell Grant?

New York TAP Program

New York has many great colleges, but they can be pricey. Learn about the NYS TAP financial aid program and see if you qualify for this New York aid program.

The complete guide to the NYS Tuition Assistance Program (TAP)

The complete guide to TAP financial aid for NYS students

FAFSA Status

The FAFSA takes days to process and occasionally runs into issues. Learn how to check your FAFSA status so you can fix problems and keep track of your aid.

How to check your FAFSA status

Apex Hosting

The Minecraft Scholarship offers a quick application process and awards $2,000 to a student who understands how technology can influence education.

Complete guide to the Minecraft Scholarship

The Minecraft Scholarship

Shawn Carter Scholarship

Learn more about the Shawn Carter Scholarship, including eligibility requirements and how to apply.

Complete guide to the Shawn Carter Scholarship

The Shawn Carter Scholarship

Complete guide to the Shawn Carter Scholarship-guide

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Best ways to save for college

Looking for ways to pay for college? Check out this guide from Mos.com on the best way to save for college.

The 4 best ways to save for college

The 5 Best Ways to Save For College

The 5 best ways to save for college

Joseph Arning

Passive Income for College Students

Passive income lets you earn money without much active time invested. Here are passive income ideas for college students.

Passive income for college students

How Much to Save for College

Check out this guide from Mos to find out how much you need to save for college (and how you can do it).

How much to save for college (and programs that can help)

Financial Literacy for College Students

Financial literacy involves learning basic money skills to manage your personal finances. Here’s everything college students need to know about money.

Financial literacy for college students

Recurring Expenses

Some expenses last a long time, or even for life. These are recurring expenses. Discover how recurring expenses work and learn the major types.

A college student’s guide to recurring expenses

A student’s guide to recurring expenses

Discretionary income

Discretionary income refers to the amount of money you have left over after paying for essentials, like rent and food. Here’s what students need to know.



What's discretionary income?

Discretionary income refers to the amount of money you have left over after paying for essentials, like rent and food. Here’s what students need to know.

What is discretionary income?

Can I invest student loans

Investing student loans is technically possible, but it comes with a whole lot of risks. Get the scoop on investing your loan money right here.

Investing student loans: is it possible, and should you do it?

Investing Student Loans: Is It Possible, And Should You Do It?

Investing Student Loans: Can You, and Should You?

How to invest as a college student

Investing doesn’t need to be complicated. Here’s how to invest as a college student, even if you only have a few bucks to get started.

Personal Budget

Taking your college finances into your own hands? Here are some personal budget categories to help you create your budget.

Making a budget? Here are some personal budget categories to consider

 Personal budget categories to include in your budget

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Best Budgeting Apps for College Students

Want to get control of your finances? Check out this Mos guide on the top budgeting apps for college students.

4 best budgeting apps for college students for 2022

Mehdi Habbechi

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Does FAFSA Cover Graduate School?

Need funding for grad school? Check out this Mos guide to find out how you can use the FAFSA to get aid.


Does FAFSA cover graduate school?

Need funding for grad school? Check out this Mos guide to find out how you can use the FAFSA to get aid.

Duke Financial Aid

Read all about financial aid at Duke University, including scholarships, loans, and grants.


Duke financial aid: a complete guide

 Read all about financial aid at Duke University, including scholarships, loans, and grants.

These wellness apps, classes, and mindfulness tools can be great additions to your self-care routine: Headspace Student Plan: Save 85% on an annual membership and access meditations, mindful movement exercises, and sleepcasts. Calm: Get a 3-month free trial with Amazon Prime Student, then pay a discounted rate of $8.99 a month. Alo: With a 30-day trial of Alo Moves you can take yoga, fitness, mindfulness, and self-care classes from anywhere. Then, it’s $130 a year. CorePower Yoga: Students get 20% off All Access Membership and Class Packs. Meditate with Jellyfish: The Monterey Bay Aquarium’s YouTube channel has a delightful playlist of guided meditations featuring their jellyfish. The Free Mindfulness Project: Listen to a series of guided meditations and attend live online sessions on this donation-driven website. The Rubin Museum’s Mindfulness Meditation Podcast: 20-minute meditations inspired by the museum's artworks and led by meditation experts. IAJW’s Free Resources: The International Association for Journal Writing has a ton of free journaling prompts that can help with stress management. Xhalr: This streamlined site guides you through a series of slow, calm breaths. Finally, go easy on yourself this week. You’re doing your best.

Although we can’t tell you what card is the best fit for you personally, we found five options that offer cash bonuses and student-friendly perks. These credit cards all offer welcome bonuses and cash back:  Wells Fargo Active Cash: $200 bonus when you spend $500, 2% cash back, and 0% APR for 15 months. Chase Freedom Unlimited: $200 bonus when you spend $500, 1.5% cash back, and 0% APR for 15 months. Bank of America Customized Cash Rewards: $200 bonus when you spend $1,000, 3% cash back in a category of your choice. Capital One SavorOne: $50 bonus when you spend $100 and 3% cash back on dining, entertainment, streaming, and groceries. Capital One Quicksilver: $50 bonus when you spend $100 and 1.5% cash back. For more on the benefits of using credit cards (and on how to use them responsibly), check out this Investopedia article.  For more financial hacks, download Mos! It’s an app that gives you personalized help through every step of the college financial aid process.  

Thankfully there are free options out there, and student deals to fall back on when your ex finally changes their password: Kanopy: Thousands of films, free through your student ID or library card. Pluto.tv: Stream hundreds of TV channels for free with ads. Tubi: A wide variety of shows and movies, free with ads. Crunchyroll: A huge amount of anime, free with ads. Peacock Student Discount: Get your first year for $1.99 a month. Amazon Prime Student: Music, movies, shows, games, and ebooks all in one place. Get a 6-month free trial, then pay $7.49 a month. Spotify + Hulu: Bundle these two services for free for a month, then for $5.99 a month. Hulu: Another Hulu option—stream with ads for $1.99 a month. Paramount+ Student Discount: 25% off the monthly price. Apple Music Student Discount: Get a lower rate for up to 48 months. YouTube Premium: There’s a month-long free trial, then it’s $7.99/month. Happy streaming! Use some of the money you save to buy a huge bucket of popcorn. Want another way to save money? The Mos app helps you pay for college by finding perfect scholarship matches for you and helping you get extra grant money from your school. 


There’s tons to do around town, but tickets aren't cheap.

Here are five sites and strategies that’ll help fit all that entertainment into your budget: Vivid Seats: Get up to $30 off concerts, sports games, comedy shows, or theater productions when you sign up through Student Beans. Citypass: Save on hot attractions in 16 major cities. AMC Theaters - Bring your student ID for special prices. Plus, 25% off movie tickets for showings before 4pm. Ticketmaster: Check your show’s ticket options for student prices—they’re not available on everything, but there’s some great deals out there. Local museums: They probably have student discounts, or even totally free admission! Check their websites to find out. Good luck snagging your deals! (Or maybe we should say break a leg?) If you’re looking for even more ways to save money, check out the Mos app! It helps you win college scholarships and lower your tuition. 

Netflix is great and all, but it’s nice to get out sometimes.

Summer is concert season, blockbuster movie season, and baseball season! Not to mention the local events, attractions, and cultural institutions that are going to be bursting with attendees over the next few months.

This week, we’re spotlighting the sites and deals that’ll help you have those metaphorically priceless experiences at a reasonable literal price: Uber One for Students: Save on Uber and Uber Eats for $4.99 a month or $48 a year. G Adventures: A $100 voucher for your summer travels. Student Universe: Student discounts on flights, hotels, and rental cars. Plus, awesome group benefits and 24/7 support! Scholartrip: Find cheap flights and exclusive airfare deals. Flyla: Affordable student flights from European airlines. Hostelworld: Meet new people and explore new places for cheap—plus, get an 8% student discount! Emirates Student Offer: Up to 10% off an Economy or Business class flight. Enjoy your trip, and enjoy the savings too! Want even more ways to save? The Mos app helps you win college scholarships and pay less tuition.

It’s summer vacation, which means you’re free till fall!

You know what isn’t free, though? Traveling basically anywhere—especially if you don’t have a car.

Our first topic is…student discount sites!  There are way too many deals out there for any one person to keep track of. Luckily, there are sites that track them for you. They help you save money and earn cash back when you buy stuff: UNiDAYS: Promos, giveaways, and free shipping perks for students. SheerID: Connects you directly to brands with student discount programs. Student Beans: A student loyalty network with tons of exclusive deals. ID.me: An identity network that unlocks deals when you confirm you’re a student. Since you’re going to shop anyway, you should use one or more of these resources to shop smart.  If you’re looking for even more ways to save money, check out Mos: it’s an app that helps you win college scholarships and save on tuition. 

School’s out for summer and you know what that means—time for fun!

Unfortunately, fun stuff usually costs money. That’s why we’re starting the Mos Money Hacks series; to share special deals for students like you.