for students

Mos helps you start your financial journey on the right foot: avoid student debt, never pay banking fees, and get personalized advice from an expert.

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Zero is our
magic number.

Mos has zero overdraft fees, late fees, or in-network ATM fees. Plus, there’s no minimum balance required.
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Exclusive access to the largest scholarship pool in America.

All the free money for college at your fingertips. Skip the search and get matched with scholarships perfect for you.FEATURED IN
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160 billions

Get 1% cash back with points.

Customize your Mos Debit Card to earn points in your favorite category—like shopping, food, entertainment or travel. Redeem your points for cash whenever you want.
Get 100 points for every dollar spent on entertainment
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Angel got $5,100 for USD
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Maya got $25,314 for UTK
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Ashlynn got $7,000 for DRAKE
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Omar got $16,050 for Jefferson
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Deena got $6,495 for MSU
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Mario got $9,084 for CBU
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Jasmine got $12,237 for Cal Poly
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Dominic got $9,550 for UMD
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Hannah got $1,000 for U of A
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Alex got $2,000 for Saint John’s

Real human experts help you save on college.

Nail your applications, negotiate for discounts, and avoid costly mistakes with 1:1 guidance from your advisor.
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Find free money for school and life.

Join 400k students who are getting $1,000s with Mos. Find funds to pay for your dream school and expenses.
400,000 students in the Mos community

and so

much more...

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easy deposits
cash bonus

Invite friends.

Earn $$.

For each friend you invite to Mos,
you'll each get money to fund your fun.

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